Effective Date: June 16, 2025

1. Introduction

At SCC Ward Inc. (“we,” “us,” or “our”), we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit https://sccwardinc.com/ and use our services. By accessing our website, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

A. Personal Information

We may collect personally identifiable information that you voluntarily provide, including:

  • Identifiers: Name, mailing address, email address, phone number.
  • Financial Data: Credit report details, account information, and dispute history.
  • Verification Information: Social Security Number, date of birth, and government-issued identification (collected only when necessary to verify identity for service purposes).
  • Additional Information: Any other data you choose to supply through our forms, surveys, or communication channels.

B. Non-Personal Information

In addition, we automatically collect non-personal information such as:

  • Usage Data: Browser type, device information, IP address, pages visited, and other site usage data.
  • Cookies and Tracking Technologies: We use cookies, pixel tags, and similar technologies to enhance your experience, analyze trends, and administer the site.

3. How We Collect Your Information

We obtain information in the following ways:

  • Directly from You: When you fill out a form, register for an account, request a service, or communicate with us by email or phone.
  • Automatically: Through your use of our website via cookies and server logs.
  • From Third Parties: From credit bureaus, public records, and other trusted partners to aid in service provision and dispute management.

4. How We Use Your Information

Your information is used for the following purposes:

  • Service Delivery: To provide our credit repair services, including credit analysis, dispute management, and financial consultation.
  • Account Management: To verify your identity, secure your account, and provide customer support.
  • Communication: To send you information about your account, updates regarding our services, and marketing communications (when you have provided consent).
  • Site Improvement: To understand usage trends and enhance our website’s functionality and content.
  • Legal and Compliance: To comply with applicable laws, regulations, and to respond to legal processes.

5. Information Sharing and Disclosure

We may share your personal data under the following circumstances:

  • With Service Providers: That assist us with business operations (hosting, fraud detection, analytics, payment processing) under confidentiality agreements.
  • With Credit Bureaus: Including but not limited to Equifax, Experian, and TransUnion for dispute resolution purposes.
  • For Legal Reasons: When required by law, to protect our rights, or in response to a legal request.
  • In Business Transfers: If SCC Ward Inc. is involved in a merger, acquisition, or asset sale, your information may be transferred as part of the deal.
  • Aggregated or Anonymized Data: We may share data that has been aggregated or de-identified for research or marketing purposes without identifying you individually.

6. Cookies and Tracking Technologies

We use cookies and other technologies to:

  • Ensure website functionality (e.g., session management).
  • Analyze website performance and user behavior.
  • Deliver personalized content and advertising.

You can manage your cookie preferences through your browser settings; however, disabling cookies may affect site performance.

7. Data Security

We take appropriate technical and organizational measures to protect your data against accidental or unlawful destruction, loss, alteration, unauthorized disclosure, or access. These measures include data encryption, secure access protocols, and regular security assessments.

8. Data Sharing

  • Mobile opt-in and consent are never shared with anyone for any purpose. Any information sharing that may be mentioned elsewhere in this policy excludes mobile opt-in data.

Messaging Terms and Conditions

  • By providing your phone number and agreeing to receive texts, you consent to receive text messages from SCC WARD Inc, from (888) 733-3713 regarding account notifications, customer care. Consent is not a condition of purchase. Message frequency varies. Message & data rates may apply. You can reply STOP to unsubscribe at any time or HELP for assistance. You can also contact us at (888) 733-3713 or info@sccwardinc.com. Mobile opt-in information is never shared with third parties.

9. Data Retention

We retain your personal information only as long as necessary to fulfill the purposes for which it was collected, to comply with legal obligations, resolve disputes, and enforce our agreements. Once the retention period expires, your data will be securely deleted or anonymized.

10. Children’s Privacy

Our services are intended for users who are at least 18 years old. We do not knowingly collect personal information from individuals under the age of 18. If you believe that we have inadvertently collected such information, please contact us immediately for removal.

11. International Data Transfers

If you are accessing our services from outside the Philippines, please be aware that your information may be transferred to and processed in other jurisdictions with different data protection laws. We ensure that such data transfers include adequate safeguards to protect your privacy.

12. Your Privacy Rights

Depending on your location and applicable laws, you may have the right to:

  • Access and review the personal data we hold about you.
  • Request correction or deletion of your personal data.
  • Object to or restrict the processing of your personal data.
  • Withdraw any consent provided for data processing.

To exercise any of these rights, please contact us using the details provided below. We may require additional information to verify your identity before processing your request.

13. Policy Changes

We may update this Privacy Policy periodically to reflect changes in our practices or for other operational, legal, or regulatory reasons. The updated policy will be posted on our website with a new effective date. Your continued use of the site following the posting of changes constitutes your acceptance of such changes.

14. Contact Information

If you have any questions or concerns regarding this Privacy Policy or our data practices, please contact us at: